NOTICE OF PUBLICATION IN THE COMMON PLEAS COURT OF MONTGOMERY COUNTY, OHIO 41 N. Perry St., Dayton, OH 45422 Universal 1 Credit Union Inc. vs. Sandra L. Schneider, et. al. Case No. 2026 CV 03307 Phillip Schneider; Unknown Spouse, Name Unknown of Phillip Schneider; Dana Gwizdak; Unknown Spouse, Name Unknown of Dana Gwizdak; Unknown Spouse, Name Unknown, of Sandra L. Schneider; Unknown Administrator, Executor, or Fiduciary of the Estate of Sandra L. Schneider, Deceased; Unknown heirs, legatees, devisees, executors, executrixes, administrators, administratrixes, assignees, and representatives of Sandra L. Schneider, Deceased; Unknown spouses of unknown heirs, legatees, devisees, executors, executrixes, administrators, administratrixes, assignees, and representatives of Sandra L. Schneider, Deceased; Unknown guardian of minor and/or incompetent heirs of Sandra L. Schneider, Deceased, whose addresses are unknown, will hereby take notice that on June 2, 2026, Universal 1 Credit Union Inc., filed its Complaint in Foreclosure and Marshaling of Liens in the Common Pleas Court of Montgomery County, Ohio, 41 N. Perry St., Dayton, OH 45422 being Case No. 2026 CV 03307 against Sandra L. Schneider, et. al., praying for judgment in the amount of $15,018.03 with interest thereon according to the terms of the note from April 9, 2026 until paid and for foreclosure of said Mortgage Deed on the following described real estate, of which said Sandra L. Schneider was and Defendants Phillip Schneider, Dana Gwizdak, and Unknown heirs, legatees, devisees, executors, executrixes, administrators, administratrixes, assignees, and representatives of Sandra L. Schneider, Deceased, are now the owners of said real property in fee simple. Real estate located at 2017 Malcom Drive, Dayton, OH 45420 as further described in Plaintiff's mortgage recorded on May 14, 2008 in MORT-08-034601 of the Mortgage Records of Montgomery County, Ohio. and that the aforementioned Defendants be required to set up any interest they may have in said premises or be forever barred, that upon failure of said Defendants to pay or to cause to be paid said judgment within three days from its rendition that an Order of Sale be issued to the Sheriff of Montgomery County, Ohio, to appraise, advertise in the Dayton Daily News and sell said real estate, that the premises be sold free and clear of all claims, liens and interest of any of the parties herein, that the proceeds from the sale of said premises be applied to the Plaintiff's judgment and for such other relief to which Universal 1 Credit Union Inc. is entitled. Said Defendants are directed to the Complaint. Said Defendants are required to answer within twenty-eight days after the publication. Said Defendants will take notice that you are required to answer said Complaint on or before the 11th day of November, 2026 or judgment will be rendered accordingly. Universal 1 Credit Union Inc., Plaintiff Stephen D. Miles/Vincent A. Lewis Attorneys for Plaintiff, 18 W. Monument Ave., Dayton, Ohio 45402 9-9,9-16,9-23,9-30,10-7,10-14/2026


