Improved Property UNIVERSAL 1 CREDIT UNION INC VS RACHEL C GILBERT, et al. Montgomery County Common Pleas Court Case No. 2016 CV 04492 In pursuance of an order issued from Common Pleas Court, within and for the County of Montgomery, State of Ohio, made at the SEPTEMBER term thereof, 2016, and to me directed, I will offer for sale online at https://montgomery.sheriffsaleauction.ohio.gov on FRIDAY, MARCH 27, 2026 at 9 o'clock A.M. of said day, the following Real Estate, to-wit: SITUATE IN THE STATE OF OHIO, COUNTY OF MONTGOMERY AND TOWNSHIP OF HARRISON, AND LOCATED IN SECTION 17, TOWN 2, RANGE 6 EAST AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE CENTERLINE OF SIEBENTHALER AVENUE, SAID POINT BEING THE SOUTHEAST CORNER OF LOT NUMBERED 6 ON THE UHRIG PLAT AS RECORDED IN PLAT BOOK I, PAGE 4L OF THE PLAT RECORDS OF SAID COUNTY, SAID POINT OF BEGINNING BEING ALSO THE SOUTHWEST CORNER OF A 1.455 ACRE TRACT OF LAND FORMERLY BELONGING TO E.B. LUPINSKE AND THOMAS R. MURPH AS RECORDED IN DEED BOOK 833, PAGE 348 OF THE DEED RECORDS OF SAID COUNTY; THENCE, THE EAST LINE OF SAID LOT NO. 6 AND WITH THE WEST LINE OF SAID LUPINSKE AND MURPH LAND, NORTH 0 DEG. 36' EAST, 422.40 FEET, MORE OR LESS, TO THE NORTHEAST COMER OF SAID LOT NO. 6, THENCE DUE EAST WITH THE NORTH LINE OF SAID LOT NO. 6 EXTENDED EASTWARDLY AND WITH THE NORTH LINE OF SAID I .455 ACRE TRACT OF LAND FORMERLY BELONGING TO E.B. LUPINSKE AND THOMAS R. MURPH AS RECORDED IN DEED BOOK 832, PAGE 348 OF THE DEED RECORDS OF SAID COUNTY, FOR A DISTANCE OF 50 FEET TO A POINT; THENCE, SOUTH 0 DEG. 36' WEST AND PARALLEL WITH THE EAST LINE OF SAID LOT NO. 6 FOR 422.40 FEET, MORE OR LESS, TO A POINT IN THE CENTERLINE OF SIEBENTHALER AVENUE, SAID POINT ALSO BEING THE SOUTHWEST CORNER OF A CERTAIN TRACT OF LAND FORMERLY BELONGING TO VIRGINIA T. NEWELL AS RECORDED IN DEED BOOK 1173, PAGE 487 OF THE DEED RECORDS OF SAID COUNTY; THENCE WITH THE CENTERLINE OF SAID SIEBENTHALER AVENUE DUE WEST FOR 50 FEET TO THE POINT OF BEGINNING, CONTAINING 0.485 ACRES, MORE OR LESS. CURRENT/OWNER DEED REFERENCE: RACHEL C. GILBERT BY VIRTUE OF A GENERAL WARRANTY DEED DATED MARCH 20, 2008 AND RECORDED MARCH 26,2008 IN INSTRUMENT NO. 08-021193 Parcel No. E20 01106 0046 Improved with SINGLE FAMILY 1 STORY, 5 ROOMS(2 BEDROOMS, 1 BATH), VINYL EXTERIOR, FULL BASEMENT, GAS FORCED HEAT, CENTRAL AIR, WOOD BURNING FIREPLACE, ATTACHED 1 CAR GARAGE, BUILT 1938 Located at 317 WEST SIEBENTHALER AVENUE, DAYTON, Ohio 45405 Said property has been appraised at $45,000.00 and cannot sell for less than two-thirds of appraisement. The appraisal is based upon a visual inspection of that part of the premises to which access was readily available. The appraisal did not include an examination of the interior of the property. The appraisers assume no responsibility for, and give no weight to, unknown legal matters, including, but not limited to, concealed or latent defects, and/or the presence of harmful or said chemicals, pollutants, or gases. Deposit required by ORC 2329.211. The purchaser will be responsible for the costs, allowances and taxes that the proceeds of sale are insufficient to cover. Subject to motion by plaintiff in the event of a no sale for lack of bidders there shall be a provisional second sale date under ORC 2329.52(B) which shall be held two weeks subsequent to this sale date. TERMS OF SALE: Down payment required; if the appraisal value is: Less than or equal to $10,000 = $2,000 deposit; Greater than $10,000 but less than or equal to $200,000 = $5,000 deposit; Greater than $200,000 = $10,000 deposit Rob Streck, Sheriff of Montgomery County, OH ATTORNEY: STEPHEN D MILES 18 WEST MONUMENT AVENUE DAYTON, OH 45402 937-461-1900 2-13, 2-20, 2-27/2026


