DAYTON 45405 521 KENILWORTH AVE

Improved Property CITIZENS BANK NA VS ANDY ELMS, et al. Montgomery County Common Pleas Court Case No. 2025 CV 03803 In pursuance of an order issued from Common Pleas Court, within and for the County of Montgomery, State of Ohio, made at the SEPTEMBER term thereof, 2025, and to me directed, I will offer for sale online at https://montgomery.sheriffsaleauction.ohio.gov on FRIDAY, MARCH 13, 2026 at 9 o'clock A.M. of said day, the following Real Estate, to-wit: THE FOLLOWING REAL PROPERTY SITUATED IN THE CITY OF DAYTON, COUNTY OF MONTGOMERY AND STATE OF OHIO AND BEING LOT NUMBERED 366911 AND ONE AND ONE HALF (1 1/2) FEET TAKEN BY PARALLEL LINES OFF THE EAST SIDE OF LOT NUMBERED 36693 BOTH OF SAID LOTS BEING OF THE REVISED AND CONSECUTIVE NUMBERS OF LOTS ON THE PLAT OF SAID CITY OF DAYTON. ALSO, THE FOLLOWING DESCRIBED REAL ESTATE: SITUATE IN THE CITY OF DAYTON, COUNTY OF MONTGOMERY, IN THE STATE OF OHIO, AND BEING PART OF LOT NUMBERED 36693 OF THE REVISED AND CONSECUTIVE NUMBERS OF LOTS ON THE PLAT OF SAID CITY OF DAYTON AND MORE PARTICULARLY DESCRIBE AS FOLLOWS: BEGINNING AT A POINT IN THE NORTH LINE OF SAID LOT, 37 FEET EAST, OF THE NORTHWEST CORNER OF SAID LOT; THENCE SOUTHWARDLY PARALLEL WITH THE WEST LINE OF SAID LOT; 34 FEET TO A POINT; THENCE EASTWARDLY PARALLEL WITH THE NORTH LINE OF SAID LOT 3 FEET MORE OR LESS TO A POINT; THENCE NORTHWARDLY PARALLEL WITH THE EAST LINE OF SAID LOT, 34 FEET TO THE NORTH LINE OF SAID LOT; THENCE WESTWARDLY ALONG THE NORTH LINE OF SAID LOT, 3 FEET TO THE PLACE OF BEGINNING. THIS BEING THE SAME PROPERTY CONVEYED TO ANDY ELMS, UNMARRIED, BY DEED FROM JAMES EUGENE VERDIER AND KELLY KELSO VERDIER, BEING HUSBAND AND WIFE. DATED 08/19/1997 AND RECORDED ON 06/30/1997 IN INSTRUMENT NO. 0013130, IN THE MONTGOMERY COUNTY RECORDERS OFFICE. Parcel No. R72 06903 0010 Improved with SINGLE FAMILY 2 STORY, 6 ROOMS(3 BEDROOMS,2 BATH), VINYL EXTERIOR, FULL BASEMENT, GAS FORCED HEAT, CENTRAL AIR, DETACHED 2 CAR GARAGE, BUILT 1926 Located at 521 KENILWORTH AVENUE DAYTON, Ohio 45405 Said property has been appraised at $45,000.00 and cannot sell for less than two-thirds of appraisement. The appraisal is based upon a visual inspection of that part of the premises to which access was readily available. The appraisal did not include an examination of the interior of the property. The appraisers assume no responsibility for, and give no weight to, unknown legal matters, including, but not limited to, concealed or latent defects, and/or the presence of harmful or said chemicals, pollutants, or gases. Deposit required by ORC 2329.211. The purchaser will be responsible for the costs, allowances and taxes that the proceeds of sale are insufficient to cover. Subject to motion by plaintiff in the event of a no sale for lack of bidders there shall be a provisional second sale date under ORC 2329.52(B) which shall be held two weeks subsequent to this sale date. TERMS OF SALE: Down payment required; if the appraisal value is: Less than or equal to $10,000 = $2,000 deposit; Greater than $10,000 but less than or equal to $200,000 = $5,000 deposit; Greater than $200,000 = $10,000 deposit Rob Streck, Sheriff of Montgomery County, OH ATTORNEY: JOHNA M BELLA 405 MADISON AVE STE 2200 TOLEDO, OH 43604 4192449500 1-30, 2-6, 2-13/2026