PUBLIC NOTICE In the Court of Common Pleas of Montgomery County, Ohio, Case No. 2025 CV 03600, US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST -VS- FRANKLIN HANDEL, ET AL. DEFENDANTS. Unknown Heirs at Law, Devisees, Legatees, Executors and Administrators of Maxine G. Rubin whose last known address is unknown, and who cannot be served, will take notice that on 06/19/2025, Plaintiff filed a Complaint for Money, Foreclosure and other Equitable Relief in the Montgomery County Court of Common Pleas, Montgomery County, Ohio, Case No. 2025 CV 03600 against Unknown Heirs at Law, Devisees, Legatees, Executors and Administrators of Maxine G. Rubin, and others as Defendants, alleging that, Franklin Handel, and Renee Rubin Handel are in default for all payments from January 1, 2025; that on September 14, 2005, Franklin Handel, and Renee Rubin Handel executed and delivered a certain Mortgage Deed in which said Defendants agreed, among other things, to pay the Note and to comply with all of the terms of the Mortgage Deed hereinafter described, which Mortgage Deed was filed in the Recorder's Office of Montgomery County, Ohio on September 27, 2005, recorded in Instrument No. 05-098664 0015 that, further, the balance due on the Note is $556,774.21 with interest at the rate of 5.8750% per annum from January 1, 2025; that to secure the payment of the Note, executed and delivered a certain Mortgage Deed to and thereby conveying, in fee simple, the following described premises: Situated in the State of Ohio, in the County of Montgomery, and in the City of Kettering: Commonly known as 3672 Wood Hollow Road, Kettering, OH 45429 and further alleging that the aforesaid Mortgage is a valid and subsisting first and best lien upon said premises after the lien of the Treasurer; that the Note is in default, whereby the conditions set forth in the Note and Mortgage have been broken, that the Mortgage has become absolute and that Plaintiff is entitled, therefore, to have the Mortgage foreclosed, the premises sold, and the proceeds applied in payment of Plaintiff's claims; that the Defendant, Unknown Heirs at Law, Devisees, Legatees, Executors and Administrators of Maxine G. Rubin, among others, may have or claim to have some interest in or lien upon said premises; that all of the Defendants are required to set forth any claim, lien or interest in or upon the premises that he, she, or it may have or claim to have or be forever barred therefrom; that Plaintiff's Mortgage be declared to be a valid and subsisting first and best lien upon said premises after the lien of the Treasurer, if any, that its Mortgage be foreclosed; that all liens be marshaled; that the equity of redemption of all Defendants be forever cut off, barred, and foreclosed; that upon the sale of said premises the proceeds be paid to Plaintiff to satisfy the amount of its existing lien and the interest, together with its disbursements, advancements, and costs herein expended; and for such other and further relief to which is may be entitled in equity or at law. Defendants are further notified that they are required to answer the Complaint on or before September 15, 2025 which includes twenty-eight (28) days from the last publishing, or judgment may be rendered as prayed for therein. Submitted by Gregory M. Wheeler (101329), Sandhu Law Group, LLC, 1213 Prospect Ave. Suite 300, Cleveland OH, 216-373-1001, Attorney for Plaintiff 8-4, 8-11, 8-18/2025